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Micro insurance

Micro insurance

We all know that the future is uncertain. It can bring us beautiful moments and throw us a curveball. We can’t prevent bad things from happening, but we can minimise their effects. So, how about getting a life insurance policy?

Micro Insurance is designed for those who want to insure life. It covers an array of risks at affordable prices.

Micro Insurance is life insurance that pays a benefit in the event of death. It combines Risico cover with the following supplemental cover options:

  • Accidental Death & Dismemberment
  • Critical illness
  • Accidental death
  • Medical procedures (surgeries)
  • Wiener Städtische Best Doctors

Micro Insurance is available to anyone aged between 14 and 74. The insured may be maximum 75 years old at the moment of policy termination.

For a relatively low premium you are covered against a variety of risks.

Micro Insurance includes the following insurance products:

1. Micro Standard

This is the basic cover where you get to choose the policy term and a combination of supplemental risks. The sum insured may range from EUR 1,000 to EUR 20,000. The minimum policy term is 1 year, maximum 20 years.

2. Micro Plans

Choose quickly and easily an insurance plan with pre-defined cover for a term of one year.

Example: Man, 40 years old 

 

Plan A

Plan B

Plan C 

Risico

1.000

2.000

5.000 

Accidental death

1.000

2.000

5.000 

AD & D

9.062

9.062

9.062

Medical procedures (surgeries)

500

1.000

5.000 

Premium

34

44

93

3. Wiener Städtische Best Doctors Plus

A combination of Risico cover with a pre-defined sum insured in the event of accidental death (EUR 500) and the Wiener Städtische Best Doctors supplemental cover, where the sums insured are determined in the Tariffs. The minimum policy term is 1 year, maximum 20 years.