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Srpski

Watercraft Insurance

Watercraft Insurance

Apart to the mandatory liability insurance prescribed by the Law for boat owners, Wiener Städtische osiguranje offers you a possibility to stipulate a voluntary insurance with extended coverage for your carefree navigation.  

A boat implies any watercraft, except tow boats and push boats, regardless of its length and volume, registered for navigation in internal waterways, whose hull is less than 20 meters in length whereas the product of length, width and maximum gauge is less than the volume of 100 m3, and whose passenger capacity is less than 12 people.

Any type of information about terms and conditions, insured sums and premiums for mandatory and voluntary boat owner insurance is available at Wiener Städtische osiguranje sales offices.

Boat owner insurance for the damage incurred to third party is legally obliging for all owners of boats with engine power exceeding 15 kW which are entered in the register pursuant to boat registration regulations. This insurance can be also stipulated by owners of boats with engine power less than 15 kW, though it is not their legal obligation.

Damage made to third party includes bodily injuries, health hazard or death of the third party due to use of the boat  (non-material damage).

Mandatory boat owner liability insurance for damage made to third party is effective for navigation in the national waterways of the Republic of Serbia, with a possibility of expanding to the waterways of other European countries.  

Voluntary boat owner liability insurance offers an extensive coverage in relation to mandatory insurance of watercraft owners and in package with mandatory insurance provides a boat owner with full liability insurance for damages made to third party due to use of his/her watercraft. 

The insurance subject matter is boat owner liability for the damage incurred to third party while using a boat due to destruction of and/or damage to objects (material damage).

This insurance is possible only under condition it is stipulated together with the mandatory boat owner insurance for the damages incurred to third party due to death, bodily injury or health deterioration.  

Voluntary boat owner liability insurance for the damage incurred to third party is effective for navigation in the national waterways of the Republic of Serbia with possibility of expanding the coverage to the territorial waterways of other European countries.